Board of Directors Committees

Credit Monitoring Committee

It is the decision-making committee that monitors the status of delayed payment customers in the portfolio and determines the actions to be taken for these customers within the framework of consolidated risk management. The Committee shall meet regularly every month, provided that it is not postponed or cancelled with the favourable opinion of its Chairman.
Mehmet Hakan Tugal, Committee Chairman (Chairman of Board of Directors)
Yunus Emre Özben, Member (Vice Chairman of the Board of Directors)
Ege Gültekin, Member (Member of Board of Directors)
Çetin Düz, Member (Member of Board of Directors)
Mustafa Serhat Ünal (Sales and Marketing Assistant General Manager)
Altan Şişman (Credits Assistant General Manager)
İsmail Oğuz (Head of Credit Monitoring and Asset Management Department)
Anıl Fırat (Head of Akbank Commercial Loans Monitoring and Follow-up Department)

Funding Committee

Responsible for the evaluation of USD 10 million and above borrowing activities, treasury activities of USD 5 million and above, and specific treasury products regardless of amount. The Committee normally meets 4 times a year. The Committee may also convene when it deems necessary. All committee members attend the meetings unless there is an excuse. Committee decisions are taken unanimously.
Gamze Şebnem Muratoğlu, Committee Chairman (Member of Board of Directors)
Savaş Külcü, Üye (Member of Board of Directors)
Türker Tunalı, Üye (Member of Board of Directors)
Çetin Düz, Üye (Member of Board of Directors)

Credit Committee

Credit proposals under the authority of Aklease Credit Committee are submitted to the approval of the committee members. Aklease Credit Committee is held once a week. Committee decision is taken unanimously.
Mehmet Hakan Tugal, Committee Chairman (Chairman of Board of Directors)
Yunus Emre Özben, Üye (Vice Chairman of the Board of Directors)
Çetin Düz, Üye (Member of Board of Directors)

Audit Committee

The Audit Committee performs audit and surveillance activities on behalf of the Board of Directors. In this context, the Audit Committee assists the Board of Directors in fulfilling its responsibilities to ensure the following:

• Ensuring the effectiveness and adequacy of internal control, risk management and internal audit systems,
• Overseeing the functioning of internal control, risk management and internal audit systems, accounting, and reporting systems within the framework of the relevant legislation and the integrity of the information produced,
• Making necessary preliminary assessments in the selection of independent audit firms by the Board of Directors, regularly monitoring the activities of independent audit firms selected by the Board of Directors,
• Reviewing significant operational risks (credit, market, operational, liquidity, concentration, interest, currency reputation risks and other risks),
• Monitoring the level of compliance with the risk parameters determined by the Board of Directors,
• To control the effectiveness of the systems used in monitoring compliance with internal and external legal regulations,
• To monitor the actions taken in the face of legal non-compliance issues.

The Audit Committee receives regular reports on the performance of its duties from the units established within the scope of internal control, internal audit and risk management systems and from independent audit firms. The Committee is obliged to notify the Board of Directors of issues that may adversely affect the continuity and safety of the company's activities or in case of contradictions to the legislation and internal regulations. The committee meets regularly every three months to evaluate the results of the audit activities. Decisions in the meeting are taken with the principle of “majority of votes”. Although the Head of Internal Control of Akbank is not a member of the Board of Directors, he participates in our meetings under the scope of the financial group for the purpose of audit follow-up.

Savaş Külcü, Committee Chairman (Member of Board of Directors)
Türker Tunalı, Member (Member of Board of Directors)
Ferhat Özçelik (Akbank Internal Control Head)